Banking plays a key role in the move toward inclusion in India, Bangladesh, and Nigeria. In recent years, India has made a major effort to get a bank account for every citizen. In 2017, slightly more than three-quarters of citizens (78%) held bank accounts, and active account holders jumped 13 percentage points to 53% of the adult population from 2016 to 2017. In Bangladesh and the East African countries, banking institutions are competing with mobile money markets, as unbanked individuals begin their financial inclusion journey.

Full Service Bank Account Ownership

Across Countries
By Gender
By Locality
By Poverty Level
78% of adults in India have bank accounts; in neighboring Pakistan, adults with bank accounts represent only 11% of the population.

Trends in Registered Bank Accounts

The biggest gender gaps in bank account ownership are seen in Nigeria and Kenya.

Advanced Bank Account Use

Active Users Who Have Used At Least One Advanced Function

In Nigeria, what percentage of active bank account users have used an advanced function?

A. 97%
B. 72%
C. 64%
D. 38%
A. 97%

Which FII country has the highest percentage of adults with bank accounts?

A. Nigeria
B. India
C. Bangladesh
D. Kenya
B. India (78%)

In Uganda, how many adults living in an urban area have a bank account?

A. 38%
B. 20%
C. 13%
D. 5%
B. 20%

In Kenya, what percentage of adults say they've used a bank account in the past 90 days?

A. 28%
B. 22%
C. 15%
D. 7%
B. 22%

True or false

In Pakistan, 11% of adults have a bank account.


What year did the first bank open in Tanzania?

A. 1889
B. 1905
C. 1943
B. 1905